Terms and Conditions

FBAR.us Website Terms and Conditions of Use

Last Updated: 10/4/2026

These Terms and Conditions govern your use of the FBAR.us website and services. By accessing or using this website, you agree to be bound by these Terms.

1. Services Provided

The website FBAR.us is owned by American Filing & Compliance Services LLC. All FBAR filing preparation, submission assistance, and payment processing services are provided by Business Reporting Services. Throughout these Terms and Conditions, the terms “we,” “us,” or “our” refer collectively to FBAR.us, American Filing & Compliance Services LLC, and Business Reporting Services.

We provide services to assist individuals and businesses in preparing and electronically submitting Reports of Foreign Bank and Financial Accounts (“FBAR,” FinCEN Form 114) to the Financial Crimes Enforcement Network (“FinCEN”).

• We are not affiliated with FinCEN or any government agency.

• Use of our service is optional; you may file directly with FinCEN without using FBAR.us.

• Our service is administrative and facilitative only.

2. Service Fee

The service fee for FBAR preparation and electronic filing is $327 per submission (the “Service Fee”).

• The Service Fee covers preparation and electronic submission only.
• Legal, tax, or advisory services are not included.

3. Payment Terms & Refund Policy

3.1 Fees and Billing

By submitting payment, you authorize FBAR.us to charge the Service Fee. All fees are billed in advance.

3.2 Non-Refundable Payments

• All payments are final and non-refundable once the filing process has begun.
• This applies regardless of filing outcome, user error, or subsequent user requests.

3.3 Disputed Charges

• Payment disputes or chargebacks may result in voided filings.
• You assume full responsibility for any compliance consequences resulting from disputed or reversed payments.

4. Filing Process & Authorization

FBAR.us provides preparation and electronic submission assistance as a private third-party service.

• We do not submit your FBAR to FinCEN until payment and authorization are provided.
• You are solely responsible for the accuracy and completeness of all information submitted.
• We submit authorized filings through our registered BSA E-Filing account. A filing submitted through that account will not ordinarily appear in a separate BSA E-Filing account you create. We monitor its status and, after FinCEN acknowledges the filing and assigns a BSA ID, email you the FinCEN confirmation and BSA ID for your records. An initial submission receipt or Tracking ID is not the final acknowledgement. For a status update or a copy of your confirmation, contact support@fbar.us.

5. Incomplete or Unpaid Submissions

If you begin an FBAR submission but do not complete payment and authorization:

• No filing is submitted to FinCEN.
• All data entered is automatically deleted and not retained.
• FBAR.us does not store, recover, or access data from incomplete submissions.
• We do not respond to emails or calls requesting deletion of data for incomplete submissions, as no data is retained.

6. Completed Submissions & Record Retention

If you complete an FBAR submission:

• Your information is retained as required by applicable federal laws and regulatory obligations.
• Retention is necessary for audit, compliance, and recordkeeping purposes.
• Information related to completed filings cannot be deleted upon request while retention obligations apply.

7. User Responsibilities

By using FBAR.us, you agree to:

• Provide complete, accurate, and truthful information.
• Review all information prior to submission.
• Understand and comply with FBAR reporting requirements.

8. No Legal, Tax, or Professional Advice

FBAR.us does not provide legal, tax, or financial advice. Our services are administrative only. You are encouraged to consult a qualified professional regarding compliance obligations.

9. Disclaimer of Warranties

Services are provided on an “AS IS” and “AS AVAILABLE” basis. We disclaim all warranties, express or implied, including warranties of accuracy, completeness, or fitness for a particular purpose.

10. Limitation of Liability

To the fullest extent permitted by law:

• FBAR.us shall not be liable for indirect, incidental, or consequential damages.
• Total liability shall not exceed the amount paid for the service.

11. Indemnification

You agree to indemnify and hold harmless FBAR.us from any claims, damages, or expenses arising from your use of the services or violation of these Terms.

12. Termination of Services

We reserve the right to suspend or terminate access to the website or services at our discretion, including for misuse or violations of these Terms.

13. Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Missouri. Any disputes shall be resolved in applicable state or federal courts located in Missouri.

14. Electronic Communications

By using FBAR.us, you consent to receive electronic communications, which satisfy any legal requirement for written notice.

15. Contact Information

For questions regarding these Terms:

Email: support@fbar.us
Phone: 305-791-0477

By using FBAR.us, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.